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- Mathew Souders
80/20 (Zero Down)
Ideal for people who either don't have a lot of ready cash for a down payment or are saving their funds for other uses

Increases savings by avoiding PMI (mortgage insurance)
Increases the amount of your mortgage tax deduction

If youíre ready to buy a home but donít have enough cash for the down-payment, an 80/20 Combination Loan might be the answer. American Home Lending can help you with an 80% first mortgage and a 20% second mortgage that cover the purchase price of your new home. From application to funding, the entire process runs simultaneously so you can close both loans at the same time. And, there is no need to pay PMI with this type of loan, which means a larger tax deduction for you!

Check our current, low rates on an 80/20 Combination Loan by using the calculator on Calculator page:

Home Purchase

80/20 (Zero Down) 
Fixed Rate 
Fixed ARM 
Interest Only 



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